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Student Health Plans

 

Every Dalhousie student must have health insurance coverage ("coverage" refers to all of the things that your health plan includes/covers). Most new Dalhousie students are automatically enrolled into one of both health plans. 

Dal's two student health plans—what's the difference?

DSU Health & Dental Plan

The Dalhousie Student Union (DSU) Health and Dental Plan is a student-oriented benefits plan that covers prescriptions, dental, travel, accident, vision, and many other services

DSU International Health Plan

The DSU International Health Plan is for international students who don't have MSI coverage (Provincial Health Insurance). It covers general doctor visits, overnight stays at the hospital, etc. 


Sample DSU International Health Plan Card

   

What coverage do I have?

Students beginning in September

Canadian Students

If you are a full-time student beginning classes in September you are automatically enrolled in the DSU Health & Dental Plan and the cost of the plan is included in your student fees.

International Students

All full-time international and exchange students starting their studies at Dalhousie in September are automatically billed and enrolled into two health plans: the DSU International Student Health Plan and the DSU Health & Dental Plan. 

Students beginning in January or May

Canadian Students

If you are beginning classes in January or May, you must opt in to the DSU Health & Dental Plan. 

International Students

All full-time international and exchange students starting their studies at Dalhousie in January are automatically billed and enrolled into the DSU International Student Health Plan, but must opt in to the DSU Health & Dental Plan. 

Students on co-op or exchange

If you are on co-op or exchange you must opt in to the plan. 

Students on a short-term program or visiting scholars

You do not have automatic coverage and are not eligible to enroll on the DSU International Health Plan but may be eligible to enrol for the DSU International Short-Term Plan.

DSU International Short-Term Plan

Students participating in short-term programs (i.e. ESL programs) or visiting scholars may be eligible to enroll in this short-term plan to cover you for emergency medical situations while visiting Canada.

Participants in this plan will have coverage similar to that of the Provincial Health Care Plan in Nova Scotia (MSI) for which they are not yet eligible. This means coverage for doctors visits, medical emergencies, and many other medically necessary situations that may occur.

Students may opt in manually by completing the form found in the DSU Health Plan Office or may opt in online by visiting www.internationalhealth.ca/dsu and completing the online opt-in form.  

Students taking distance courses (exclusively)

If you taking only distance courses you must opt in to the plan. 

Quebec students

Effective September 1, 2003, all patients covered by Quebec Provincial Health Care will be required to pay for their office visit (and any additional service fees) at the time of their appointment. 

The cost of a regular office visit is currently $35. Additional charges for additional or uninsured services will vary, but will be based on the amount currently paid by MSI (Nova Scotia provincial health coverage).

All patients will be issued a receipt which they can personally submit to the Regie de Quebec for reimbursement.

Dalhousie Health Service accepts DalCard, cash, debit, Visa, and Mastercard. No personal cheques.

We regret any inconvenience this may cause our Quebec patients. However, as the province of Quebec does not have a reciprocal billing policy similar to all other provinces and territories, it is necessary to implement this policy.

Dual citizenship - Canada and another country

If you are a dual citizen, and hold a Canadian passport, you may not be automatically enrolled under the DSU International Health Plan if you have applied to Dalhousie as a Canadian citizen. In addition, you may not be eligible for Nova Scotia provincial health care (MSI) until you fulfill specific requirements. 

To confirm your health insurance status, please contact the DSU Health Plan Office as soon as possible. 

Canadian students going abroad

 

Dalhousie expects students to provide their own international health insurance for their period of study or work abroad. Check to see if you have extra health insurance through your parents, spouse, or another private plan. Talk with your insurance representative to find out exactly how this policy covers your stay outside Canada, and confirm that the policy is valid for the entire visit abroad. 

 

Opt in/out of the DSU Health & Dental Plan

If you already have equivalent coverage and want to opt-out, or if you do not have coverage and you want to opt-in, visit the DSU Health & Dental Plan and/or DSU International Health Plan websites for details. 

Fall 2017 opt in/out period: August 8-September 18, 2017
Note: Students must opt out of the plan every year

Pick up your health insurance card when you arrive on campus

All students who are covered under the DSU Health Plan and DSU International Health Plan must pick up their health insurance card when they arrive in September from the DSU Health Plan Office, located on the 3rd floor of the Student Union Building