Benefits Info for Post-Doctoral Fellows
Information for post-doctoral fellows
Insured benefits for Post-Doctoral Fellows (PDFs) are insured with Medavie Blue Cross, and include a mandatory health plan and an optional dental plan.
Mandatory Health Plan
The table below provides a summary of the coverage. The cost of the premium is paid 50% by the employer and 50% by the employee through payroll deduction. Participation is mandatory for all eligible PDFs who receive a letter of offer dated on or after June 1, 2011.
In order to be eligible, Medical Services Insurance (MSI) must be in place for you to have this coverage. When you complete an application you will be required to provide the MSI number for yourself and your dependents on the application form. Please return the completed application form to Pensions & Employee Benefits within 30 days of your date of hire. If you apply for health coverage after this period, Medavie Blue Cross may decline or restrict your coverage. Post-Doctoral application forms can be found in the HR Service Finder.
| Mandatory Health Plan | (all PDFs with MSI Coverage) |
|---|---|
| Hospital | 100% semi-private |
| Drugs | Co-pay 20%, 80% reimbursement |
| Vision Care | 80% up to $150 for lenses and frames every 2 calendar years, plus $50 for eye exams every 24 consecutive months |
| EHB | 80% reimbursement bases; Combined $1,500 maximum eligible expense ($300 paid) for all paramedical practitioners (excludes massage) |
| Travel Insurance | Not covered |
Optional Dental Plan
This plan will be provided on an optional basis with 100% paid by the employee. In the table below, you will see the list of benefits provided. Please return the completed application form to Pensions & Employee Benefits within 60 days of your date of hire. If you apply for dental coverage after this period, Medavie Blue Cross may decline or restrict your coverage. Post-Doctoral applications forms can be found in the HR Service Finder.
| Optional Dental Plan | (all PDFs with MSI Coverage) |
|---|---|
| Basic Dental | 100% |
| Endodontic and Periodontic Services |
Under Basic |
| Major | 70% |
| Orthodontics | Not covered |
| Annual Maximum Reimbursement |
Basic and Major: $1,000 per person per calendar year |
| Routine check-up frequency |
Once every 12 months |
